Salary Calculator USA

Convert hourly wage to yearly salary (and back) for workers in the United States. Free calculator with federal tax estimate. Enter your rate or salary below.

USA Salary Converter

Based on 40 hours/week, 52 weeks. Federal tax estimate included.

Results

Gross annual $0
Gross hourly $0
Est. federal tax (approx.) $0
Net annual (approx.) $0

For detailed USA breakdowns, see $25 an hour after taxes USA and $40 an hour after taxes USA.

Salary Conversion in the USA

How Salary Conversion Works in the United States

In the USA, full-time work is typically 40 hours per week for 52 weeks—2,080 hours per year. To convert hourly pay to annual salary, multiply your rate by 2,080. For example: $25 per hour × 2,080 = $52,000 per year gross. To go the other way, divide annual salary by 2,080. Federal income tax is progressive, with brackets from 10% to 37%. Our calculator applies a simplified federal estimate. State income tax (from 0% in some states to over 10% in others), FICA (Social Security and Medicare), and pre-tax deductions will change your actual take-home.

Example With Real Numbers

Sarah earns $30 per hour in Texas. Her gross annual salary is $30 × 2,080 = $62,400. After federal tax (about 22% at this level), she keeps roughly $48,700 per year. That's $4,058 per month or $1,873 per biweekly paycheck. Texas has no state income tax, so her take-home is higher than in states like California or New York. If she contributed 5% to a 401(k), her taxable income would drop and her tax would be lower.

Common Pay Frequencies in the USA

Most US employers pay biweekly (every 2 weeks, 26 paychecks per year) or semimonthly (twice a month, 24 paychecks). Weekly and monthly pay are less common. Biweekly: divide annual by 26. Semimonthly: divide by 24. Monthly: divide by 12.

What Can Change Take-Home Pay

State and local taxes, filing status (single, married, head of household), 401(k) and HSA contributions, health insurance premiums, overtime, bonuses, and tax credits (EITC, child tax credit) all affect your paycheck. The calculator gives a federal-only estimate.

When This Calculator Is Useful

Use it when comparing a US job offer (hourly vs salary), planning a budget, negotiating pay, or applying for a loan. Helpful for freelancers converting billable hours to equivalent annual income. Also useful when moving between states to see how tax changes affect take-home.

FAQ

How do I convert hourly pay to yearly salary in the USA?

Multiply your hourly rate by 2,080 (40 hours × 52 weeks). $25/hr × 2,080 = $52,000 per year gross.

What is the standard full-time work week in the USA?

40 hours per week, 52 weeks per year = 2,080 hours. Most salaried and hourly workers use this as the baseline.

Does the calculator include state tax?

No. We estimate federal tax only. State income tax (0% to over 10%) will reduce your take-home.

How often do US employers typically pay?

Biweekly (every 2 weeks) or semimonthly (twice a month) are most common. Weekly and monthly also exist.

What reduces take-home pay in the USA?

Federal and state tax, FICA (Social Security, Medicare), 401(k), health insurance, and other deductions.

This calculator provides an estimate only and is not tax or financial advice. Last updated: March 2025.